I can help you find the perfect loan program:   VA, CONVENTIONAL, FHA and USDA.

	Looking for a loan? I'd be thrilled to talk about our many mortgage solutions with you. Call me at 520-250-9486  Want to get started? Apply Here.

It can be a big step to buy a new home or refinance your current mortgage loan. You can rely on us to locate the loan program that's perfect for you. If you are Military or a Veteran, 100% financing is available to you. For FHA loans you will be required to put down 3.5% and there is monthly mortgage insurance.   For guidance in selecting the best loan program for you,  contact me at 520-250-9486

VA Loans/Are you in the Military or a Veteran?

*Purchase loan amounts up to $417,000.00

*No private mortgage Insurance (PMI) payment

*Low closing costs

*Seller concessions up to 100% of closing costs (maximum 4% towards prepaids)

*100% FINANCING!  No down payment! USDA & VA loans are our specialty.  If you are in the Military or you are a veteran call today to get your VA loan started. 

Benefits of the USDA Guaranteed Rural Housing Program:

• Provides 100% loan-to-value financing for existing homes or new construction based on appraised value.
• Available to low and moderate-income rural households.
• No requirement to be a "first-time" home buyer.
• Less up-front cash-to-close requirements for this program than for conventionally insured or FHA loans.
• No monthly mortgage insurance required. One-time guarantee fee, payable to Rural Development (RD) at closing, which may be financed above the appraised value, as follows:
  • Purchases - 3.50% of loan amount
  • Refinances - 1.00% of loan amount
• Fully amortized 30-year fixed-rate loans.
• No penalty for pre-payment.
• 2/1 Temporary Buydown available.
• No maximum loan limit. Loan limits are dictated by the applicant's income with respect to program eligibility and loan repayment ability. Previous ties to FHA loan limits have been eliminated.
• For depository institutions, USDA GRH loans provide opportunities to meet Community Reinvestment Act (CRA) goals.  USDA Home loans 620 FICO score, 100% financing, must be in rural area.  Click on our USDA button for property eligibility!

*FHA HOME LOANS - As little as 3.5% down payment, low interest rates, seller can contribute to your closing costs, gift funds allowed for entire dowpayment.